Assistance

Need a Boost? Explore Assistance & Credit-Building Programs

From flexible rent tools to emergency grants, find trusted resources that improve cash-flow, build credit, and keep life moving forward.

Housing & Rent Help

Flex Rent Credit-Reporting

Split your rent into two automated payments each month; on-time reports to all 3 bureaus.

Visit Flex ↗

Bilt Rent Rewards Credit-Reporting

No-fee card lets you pay rent, earn points, and strengthen your payment history.

Visit Bilt ↗

Texas Rent Relief

State program offering up to 18 months of past-due or future rent & utilities for eligible TX residents.

Apply Now ↗

HUD Emergency Housing Vouchers

Federal vouchers for households experiencing or at risk of homelessness.

See Eligibility ↗

Cash-Flow & Paycheck Advance

EarnIn

Instant access to up to $750 of earned wages with tip-only fees—no interest.

Visit EarnIn ↗

Brigit

$50–$250 advances plus overdraft alerts and budgeting tools.

Explore Brigit ↗

Dave

Small advances, side-hustle finder, and credit-building debit card.

Try Dave ↗

Credit-Building & Debt Relief

Self Credit-Builder Loan Credit-Reporting

Build history while you save; reports to all 3 bureaus.

Open Account ↗

Chime Credit Builder Card Credit-Reporting

No credit check or annual fees; on-time payments boost score.

Get Card ↗

NFCC Counseling

Non-profit debt counseling & management plans, student-loan help.

Book Session ↗

Upsolve Bankruptcy App

Free Chapter 7 filing guidance for qualifying consumers.

Start for Free ↗

Emergency & Hardship Grants

United Way / 211

24/7 local referrals for food, shelter, childcare, healthcare, and more.

Dial 211 or Visit ↗

Salvation Army Assistance

One-time help with rent, utilities, food, disaster relief, and more.

Find Help ↗

Modest Needs

Crowd-funded grants for sudden expenses that threaten stability.

Apply ↗